This is a full version, not a subscription version, not require annual fees.imports your bank transactions manually - Auto import expired. - NO YEARLY FEESPlease make sure your computer meets the requirements described in the before completing the purchase, any software that is opened is not eligible for return, the return request will be rejected! Because this is a software package, which can be installed and copied! Platform : Windows XP, Windows 98, Windows 2000, Windows Me, Windows 95, Windows NT, 7Product DescriptionQuicken 2003 Premier was designed to help you optimize your personal finances. It includes all the timesaving features of Quicken 2003 Deluxe to help you manage your finances easily, plus insightful and effective tools to help you optimize your investment portfolio and maximize tax-saving opportunities.Quicken 2003 Premier includes tax-smart investing insights that alert you to more tax-efficient investments, opportunities to offset capital gains or losses, or when taxable events occur. New Schedules A, B, and D reports help you stay on top of deductions, interest, dividends, and capital gains. The investment sale-optimization tool helps you figure out what to sell based on specific criteria you set. The Investor's Reference Guide provides step-by-step tutorials on getting started with investing, stocks, bonds, investing strategies, and more. Use Buy/Sell Preview to view your estimated proceeds and potential capital gains.The Schedule Updates feature tells Quicken when to go online and download your data, so your information will be up-to-date when you open the program. Quicken's guided setup suggests what to set up and track in Quicken based on your goals. A fresh, more intuitive design provides faster access to your accounts, as well as the features people use most.Shipping:I Receive your payment and your order will be shipped (with Tracking NO.) the same or next day, I only ship to confirmed Payment addresses. Your Payment address MUST MATCH your Shipping address. My store returns policy: 30 days money back, buyer pays return shipping. Please research the software title you are interested in prior to completing the purchase. Make sure your computer meets the system requirements described in every item and be sure to note the packaging details included in the description of every item we sell. We accept returns on all software and hardware provided the item being returned is unopened, in its original packaging/condition, includes all supplemental materials and it's within 30 days of your original purchase date. Any software was been opened not qualify for return and return request will be denied!