This is a full version, not a subscription version, not require annual fees.Please make sure your computer meets the requirements described in the before completing the purchase, any software that is opened is not eligible for return, the return request will be rejected! Because this is a software package, which can be installed and copied! Platform : Windows Vista, Windows XP, Windows 7 Product DescriptionSimplify financial planning and tax prep with powerful personal finance investment toolsOne-click reports (ex. Net Worth Report) provide a complete snapshot of your portfolioA single password gives you easy access to your online banking and investment information1Use powerful personal finance investment tools to define goals, set targets and optimize your portfolioGet an instant snapshot of your performance at a glance Shipping:I Receive your payment and your order will be shipped (with Tracking NO.) the same or next day, I only ship to confirmed Payment addresses. Your Payment address MUST MATCH your Shipping address. My store returns policy: 30 days money back, buyer pays return shipping. Please research the software title you are interested in prior to completing the purchase. Make sure your computer meets the system requirements described in every item and be sure to note the packaging details included in the description of every item we sell. We accept returns on all software and hardware provided the item being returned is unopened, in its original packaging/condition, includes all supplemental materials and it's within 30 days of your original purchase date. Any software was been opened not qualify for return and return request will be denied!