The TurboTax Deluxe 2020 physical disc by Intuit is a tax preparation software suitable for both Windows and Mac operating systems. It is a CD-ROM format product that allows users to easily prepare and file their taxes. The deluxe version offers premium features and support for more complex tax situations. Please note that the state disk is not included in this product, but it can still be used to access the software and complete your tax preparation tasks.